Welcome to Cambridge Wealth Management
Cambridge Wealth Management, founded by Mitsuo Eli Lockrow in 2014, is a fee-only independent investment firm serving high-net-worth individuals and institutional investors.
Core Values
CLIENT FOCUS | Commit to understanding each client’s goals, values, and aspirations to deliver personalized financial strategies.
HARMONY | Create a harmonious, compassionate workplace by fostering open communication and respecting each other’s differences.
INDEPENDENT THINKING | Thoroughly analyze and challenge the assumptions that shape consensus viewpoints to achieve exceptional long-term results.
KAIZEN | Pursue continuous incremental improvement in every aspect of work to improve quality, efficiency, and productivity.
The Logo Story
The Cambridge Wealth Management logo design is based on an ancient Japanese coin called the “Four-Mon” coin. It was conceived over the weekend of July 4th, 2014, when our founder’s mother showed him some "Four-Mon" coins during breakfast. The logo’s primary color, blurple (bluish-purple), is a toned-down version of Mitsuo’s favorite color, royal purple.
In Ancient Asia, it was believed that the earth was flat and square, while the heavens were round, resembling an umbrella that covered the earth. A square placed within a circle represented perfect balance and harmony, and held special significance as a symbol of prosperity. The waves depicted on both sides of the coin were emblematic of happiness.
Founder’s journey
After a brief stint at Waddell & Reed, I began providing investment and financial advisory services at Merrill Lynch’s Albany, NY office in 1996. At that time, Merrill’s professional development program was regarded as the industry’s best. I consistently ranked in the top quintile, earning President’s Club recognition in my 5th year of service. 🎯 🏆
In 2001, I joined UBS-PaineWebber as a Vice President of Investments at 100 Federal Street in Boston and was certified as a portfolio manager in the select UBS Portfolio Management Program. In the aftermath of the dot-com bubble, I made it my Mission to seek out strategies that mitigate exposure to excessive market volatility. Managing volatility is crucial to maximizing portfolio longevity for investors who are making withdrawals.
Modern Portfolio Theory (MPT) is the primary method in which investment portfolios are constructed today. The theory acknowledges that, regardless of how well a portfolio is diversified, it will always be exposed to some level of systematic market risks, such as interest rates and GDP, also known as volatility risk, because these factors cannot be diversified away due to their unpredictable nature. MPT is the basis behind passive index investing and focuses on diversifying away unsystematic (company-specific) risk.
I developed and managed an investment strategy that limited excessive downside market risk by going beyond the framework of modern portfolio theory, with a goal of achieving excellent risk-adjusted returns. The Global Financial Crisis of 2008, during which the market lost nearly 50% of its value from peak to trough, put my risk-attentive strategy to the ultimate test. I'm pleased to report: "Mission accomplished! 📈 ✅”
In 2014, I took a leap of faith and founded Cambridge Wealth Management, driven by two passions: Serving clients with excellence and managing risk-attentive total return investment strategies.😌
