Core Values

HARMONY | Cultivate trust and understanding, fostering a harmonious, inclusive environment.

INDEPENDENT THINKING | Strive to develop impartial insights — a key to realizing long-term value.

EXCELLENCE | Pay attention to the details and pursue continuous improvement.

SIMPLICITY | Simplicity — at its core — is about clarity. There is no need to over-complicate things.



As a Client, you can expect:

  • Personalized advice and service that adheres to the Fiduciary Standard of care laid out in Section 206 of the Investment Advisers Act of 1940.

  • Asset management as well as wealth management expertise

  • A cutting-edge digital wealth management portal — syncs all of your accounts and documents, helping facilitate clarity and harmony in your financial life.



Account Services


 

The Logo Story

The Cambridge Wealth Management (CWM) logo design is based on an ancient Japanese coin called the “Four-Mon” coin. It was conceived on the weekend of July 4th, 2014, when our founder’s mother, a Japanese native, showed him some "Four-Mon" coins during breakfast.

In Ancient Asia, the shape of coins was symbolically important. The earth was believed to be square, and heaven was round. Placing a square in the center of a circle symbolized perfect balance and harmony and held special significance as a symbol of prosperity. The coin-shape symbology is the genesis of CWM’s Mission: To help clients prosper by creating financial clarity and harmony in their lives.

The pattern of the eleven waves on the reverse of the “Four-Mon” coin symbolized happiness. Today, the seven waves depicted in CWM’s logo represent the vital components of an investment plan that, when appropriately implemented, can lead to prosperity. The logo colors red, white, and bluish-purple (blurple) are derived from the flag of the United States — a symbol of freedom. After all, the logo was conceived on the weekend of July 4th.





founder’s journey

A family tragedy led to a career in wealth management. Before my father's untimely death from pancreatic cancer, I promised him that I would look after my mother, a Japanese native, and her financial well-being. After his passing, I began my journey to acquire financial knowledge and expertise.

I learned to create and stick to a budget during college, thanks to my dad, who asked me to submit one annually. My interest in investing was sparked when I started reading Money magazine and saving for retirement in my early twenties.

Given my interests and goals — becoming a financial advisor seemed like a logical step for me. I asked my younger brother, UBS Warburg's Japan economist, for advice, and he informed me that Merrill Lynch had an exceptional advisor training program. So, I sent my resume to the Albany, New York branch and was hired after my first interview.

My commitment to excellence and diligent work ethic enabled me to excel in my advisory role. Throughout my 5-year tenure at Merrill, I consistently outperformed expectations, surpassing annual assets under management (AUM) and revenue production goals, culminating with attaining President's Club recognition. In 2000, the District Director of Merrill Lynch asked me to be part of a team to help launch a new branch in Cambridge, Massachusetts.

In 2001, I accepted a position as a vice president of investments at UBS/PaineWebber in Boston. Due to my lack of business experience and insufficient management support, I encountered several challenges during and after my transition, which almost derailed my career.

After the dot-com bubble burst, I made it my mission to find a better way to manage portfolios that went beyond the conventional 60/40 asset mix and Modern Portfolio Theory (MPT), which tends to overlook company evolution and macroeconomic factors. Eventually, I developed a portfolio that could control for volatility, thereby enhancing risk-adjusted returns. The 2008 Global Financial Crisis (GFC) was the ultimate test of my skills and strategy, and I am happy to say: "Mission accomplished. 📊 ✅👍"

In 2014, I founded Cambridge Wealth Management with a mission to help clients prosper by creating financial clarity and harmony in their lives.