Cambridge Wealth Management Privacy Policy

Cambridge Wealth Management LLC, ( “we”, “us”, “our”, or “CWM”) respect your privacy and is committed to complying with this privacy policy (“Privacy Policy”), which describes what information we collect about you, our customers, or prospective customers and clients of our partners, including how we collect it, how we use it, with whom we may share it and what choices you have regarding our use of your information. This Privacy Policy applies to information collected through our website that link to this policy (the “Websites”) which include but are not limited to:, and all other online offerings that post a link to this Privacy Policy, whether accessed via computer, mobile device or other technology or any associated content, material, or functionality contained on the Websites or Mobile Applications (the “Services” and, together with the Websites and the Mobile Applications, collectively, the “System”). Our privacy practices with respect to personal information collected from or about you through other means, including offline, will be described in the privacy policies or notices you receive in connection with the financial advisory services you obtain from us.

This Privacy Policy is incorporated into and is a part of the Terms of Use of the System located here. We encourage you to become familiar with the terms and conditions of both this Privacy Policy and the Terms of Use. By accessing and using the System, or any part thereof, you agree that you have read and understand this Privacy Policy, and that, in exchange for access to the System, you accept and consent to the privacy practices (and any uses and disclosures of information about you) that are described in this Privacy Policy.

We recognize that you entrust us with highly confidential personal and financial information, and we understand that protecting and safeguarding this information is important. In establishing an advisory account with CWM, it's necessary that you provide us with certain personal financial information necessary to manage your account in a manner consistent with your personal financial goals and values. Please take the time to read and understand the privacy policies and procedures that we have implemented to safeguard your nonpublic personal information. *1

This Privacy Statement extends to all forms of contact with us, including telephone, written correspondence, and electronic media, such as the Internet. We follow the same Privacy Statement with respect to nonpublic personal information received from all current and prospective clients.


Changes to our Privacy Policy

We reserve the right to amend the terms of this Privacy Statement from time to time, without prior notice to you. The most recent version of the Privacy Policy is reflected by the version date located at the bottom of this Privacy Policy. All such updates and amendments are effective immediately upon notice thereof, which we may give by any means, including, but not limited to, by posting a revised version of this Privacy Policy or other notice on the System. You should view this Privacy Policy often to stay informed of changes that may affect you. Our electronically or otherwise properly stored copies of this Privacy Policy shall each be deemed to be the true, complete, valid, authentic, and enforceable copy of the version of this Privacy Policy.

Information We Collect

Cambridge Wealth Management must collect personally identifiable financial information about its clients to offer quality financial services and solutions. The personally identifiable financial information we gather during the normal course of providing advisory services for you may include:

  1. Information we receive from you on applications, a financial planning engagement, or other documents you may deliver to us;

  2. Information about your discussions with us, our affiliates, or others;

  3. Information collected through an internet "cookie" (an information collecting device from a web service.)

How We Use Information

Cambridge Wealth Management may use the information we collect for various purposes as permitted by applicable law, including and without limitation to (i) provide advisory services and System to you; (ii) open one or more account(s) for you; (iii) process transactions; (iv) personalize your experience; (v) send periodic emails; (vi) notify you about changes to site policies; (vii) improve our products and services; (viii) improve the System or otherwise in furtherance of our business.

Cookie Guide

1. Understanding how and why we use cookies

The use of cookies and similar technologies is a common Internet practice. We may use technologies such as cookies, tags, beacons, and scripts on our website (“Site”) to distinguish you from other users of the Site. This helps us to improve your experience when using our Site and to ensure the Site performs as you expect it to. For ease of reference, the same definitions used in the Terms and Conditions are adopted in this Cookie Policy. By continuing to browse the Site, you are agreeing to our use of cookies. CWM and its partners, affiliates or third party providers may passively gather information about your use of the System for several reasons, including, but not limited to, the following: statistics collection and analysis, System optimization, analytics (as described below), and market research.

2. What are cookies?

Cookies are small text files that are sent to and stored on your computer, smartphone or other device for accessing the internet, whenever you visit a website. Cookies are useful because they allow a website to recognize a user's device. We use the following cookies on this Site:

  • “Analytics” cookies, to analyze how users use this Site to help us make our website better for those who visit it regularly. They help us work out what users like and don’t like and how we can improve things for you. Such analytics providers may collect information such as how often users visit the System, what pages they visit when they do so, and what other websites they used prior to coming to the System. We do not combine the information collected through the use of such analytics services with your Personal Information.

For more information about cookies, visit

3. How cookies make our websites safer and easier to use

Cookies are used for a variety of reasons, such as to improve the functionality and performance of this Site and to safeguard your privacy when browsing our Sites.

When we include links to third party websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit. We recommend you read their policies as is not responsible or liable for any third party's privacy practices.

4. How we work with trusted third parties

As part of our suite of Site analytics, we utilize web analysis services provided by Google. Google’s ability to use and share information collected by Google Analytics about your visits to the Websites is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. Google utilizes the data collected to track and examine the use of the System, to prepare reports on its activities and share them with other Google services. Google may use the data collected on the System to contextualize and personalize the ads of its own advertising network. To more fully understand how Google may use the data it collects on the System, please review “How Google uses data when you use our partners’ sites or apps”, (located here or any successor URL).

Some of the areas of the System may also contain electronic images known as web beacons (sometimes known as clear gifs) that allow Cambridge Wealth Management, and its third party providers or affiliates, to count and track users who have visited certain portions of the System and other similar traffic history. Web beacons collect only limited information, including a cookie number, time and date of a page view, and a description of the page on which the Web beacon resides. Web beacons do not collect any of your personal information

5. How you can manage your cookies

The browsers of most computers, smartphones and other web-enabled devices are typically set up to accept cookies. If you wish to amend your cookie preferences for this Site, any Local Sites or any other websites, you can do this through your browser settings. Your browser’s ‘help’ function will tell you how to do this.

However, please remember that cookies are often used to enable and improve certain functions on our Site. If you choose to switch certain cookies off, it is likely to affect how our Site works and you may not be able to take full advantage of the System (or some portion thereof) and its capabilities, or it may cause some features of the System to function improperly or more slowly.

For more information about how to disable cookies, visit

How We Share Collected Information

We may share Collected Information with your consent. We may also share your information with any of our affiliates or subsidiaries as permitted by law, including for business purposes such as providing the System to you, processing your transaction, managing your account(s), or for any other purpose described in this Privacy Policy or the Terms of Use, or any other lawful purposes. When necessary to provide all of the services you request for your account, Cambridge may provide nonpublic personal information about you to firms that assist us in servicing your account(s) and have a need for such information, such as a custodian, broker, fund administrator, attorney, accountant, insurance companies, or auditor. Such disclosure is only made to fulfill our duties to you in fully servicing your account. Under no circumstances do we sell your name or other information to anyone. All such sharing of information with third parties will be subject to obligations of confidentiality between Cambridge Wealth Management and the third party.

It is the policy of CWM that we do not disclose any nonpublic personal information about our clients, former clients, or prospective clients to unaffiliated third parties, except as required by law, as requested by any regulatory or taxing authority with appropriate jurisdiction, at your request, or with your consent. We may use and disclose Collected Information to establish or exercise our legal rights, to enforce the Terms of Use, to assert and defend against legal claims, or if we believe such disclosure is necessary to investigate, prevent, or take other action regarding actual or suspected illegal or fraudulent activities or potential threats to the physical safety or well-being of any person.

How We Protect Your Information 

Cambridge Wealth Management restricts access to your nonpublic personal information to those employees who need to know that information to provide solutions or services to you. We retain records relating to professional services that we provide so that we are better able to assist you with your financial needs. CWM maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your confidential personal information.

We take commercially reasonable measures that comply with federal law to secure and protect information transmitted via the System. Nevertheless, no security system is impenetrable. We cannot guarantee that information that users of the System may happen to transmit or otherwise supply will be totally secure. You agree to immediately notify us of any breach of System’s security, this Privacy Policy, or the Terms of Use of which you become aware.


The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

To be in accordance with CAN SPAM, we agree to:

  • Not use false or misleading subjects or email addresses.

  • Identify the message as an advertisement in some reasonable way.

  • Include the physical address of our business or site headquarters.

  • Monitor third-party email marketing services for compliance, if one is used.

  • Honor opt-out/unsubscribe requests quickly.

  • Allow users to unsubscribe by using the link at the bottom of each email.

Your Rights as a Vermont Resident

We do not share nonpublic personal financial information we collect about Vermont residents to non-affiliated third parties except for our everyday business purposes or as otherwise permitted by law. If you wish to revoke any authorization to share your nonpublic personal financial information, which you have provided to us by entering into our Customer Agreement, please contact us at Please note: We will not be able to provide you with services without the ability to share this financial information.

Unsubscribe/Contact Us

If you prefer not to receive information from us or would like to update or change your personal information or preferences, please follow the instructions below. If you do not want to receive any e-mail from us in the future, click the “unsubscribe” reference in any e-mail we send you and we will promptly remove you from ALL correspondence.


If you have any questions regarding this Privacy Statement, comments or suggestions about the System, our Services, or Cambridge Wealth Management, please contact us by mail, telephone, or e-mail, as follows:please contact us at:
Hours of Operation: 8:30 A.M. - 5 P.M. EST

5 Washington Street
Suite 2
Cambridge, NY 12816




1 Nonpublic personal information means personally identifiable financial information and any list, description or other grouping of consumers that is derived using any personally identifiable financial information that is not publicly available.

This Privacy Policy was last updated on April 10, 2019