We recognize that you entrust us with highly confidential personal and financial information, and we understand that protecting and safeguarding this information is important. In establishing an advisory account with CWM, it's necessary that you provide us with certain personal financial information necessary to manage your account in a manner consistent with your personal financial goals and values. Please take the time to read and understand the privacy policies and procedures that we have implemented to safeguard your nonpublic personal information. *1
This Privacy Statement extends to all forms of contact with us, including telephone, written correspondence, and electronic media, such as the Internet. We follow the same Privacy Statement with respect to nonpublic personal information received from all current and prospective clients.
BY DISCLOSING YOUR NONPUBLIC PERSONAL INFORMATION TO US, YOU CONSENT TO THE COLLECTION, STORAGE, AND PROCESSING OF YOUR PERSONAL INFORMATION BY CAMBRIDGE WEALTH MANAGEMENT IN A MANNER CONSISTENT WITH THIS PRIVACY STATEMENT.
Information We Collect
Cambridge Wealth Management must collect personally identifiable financial information about its clients to offer quality financial services and solutions. The personally identifiable financial information we gather during the normal course of providing advisory services for you may include:
Information we receive from you on applications, a financial planning engagement, or other documents you may deliver to us;
Information about your discussions with us, our affiliates, or others;
Information collected through an internet "cookie" (an information collecting device from a web service.)
How We Use Information
Cambridge Wealth Management may use the information we collect for various purposes as permitted by applicable law, including and without limitation to (i) provide advisory services and System to you; (ii) open one or more account(s) for you; (iii) process transactions; (iv) personalize your experience; (v) send periodic emails; (vi) notify you about changes to site policies; (vii) improve our products and services; (viii) improve the System or otherwise in furtherance of our business.
2. What are cookies?
Cookies are small text files that are sent to and stored on your computer, smartphone or other device for accessing the internet, whenever you visit a website. Cookies are useful because they allow a website to recognize a user's device. We use the following cookies on this Site:
“Analytics” cookies, to analyze how users use this Site to help us make our website better for those who visit it regularly. They help us work out what users like and don’t like and how we can improve things for you. Such analytics providers may collect information such as how often users visit the System, what pages they visit when they do so, and what other websites they used prior to coming to the System. We do not combine the information collected through the use of such analytics services with your Personal Information.
For more information about cookies, visit www.allaboutcookies.org.
3. How cookies make our websites safer and easier to use
Cookies are used for a variety of reasons, such as to improve the functionality and performance of this Site and to safeguard your privacy when browsing our Sites.
When we include links to third party websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit. We recommend you read their policies as is not responsible or liable for any third party's privacy practices.
4. How we work with trusted third parties
Some of the areas of the System may also contain electronic images known as web beacons (sometimes known as clear gifs) that allow Cambridge Wealth Management, and its third party providers or affiliates, to count and track users who have visited certain portions of the System and other similar traffic history. Web beacons collect only limited information, including a cookie number, time and date of a page view, and a description of the page on which the Web beacon resides. Web beacons do not collect any of your personal information
5. How you can manage your cookies
The browsers of most computers, smartphones and other web-enabled devices are typically set up to accept cookies. If you wish to amend your cookie preferences for this Site, any Local Sites or any other websites, you can do this through your browser settings. Your browser’s ‘help’ function will tell you how to do this.
However, please remember that cookies are often used to enable and improve certain functions on our Site. If you choose to switch certain cookies off, it is likely to affect how our Site works and you may not be able to take full advantage of the System (or some portion thereof) and its capabilities, or it may cause some features of the System to function improperly or more slowly.
For more information about how to disable cookies, visit www.allaboutcookies.org.
How We Share Collected Information
How We Protect Your Information
Cambridge Wealth Management restricts access to your nonpublic personal information to those employees who need to know that information to provide solutions or services to you. We retain records relating to professional services that we provide so that we are better able to assist you with your financial needs. CWM maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your confidential personal information.
CAN SPAM Act
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
To be in accordance with CAN SPAM, we agree to:
Not use false or misleading subjects or email addresses.
Identify the message as an advertisement in some reasonable way.
Include the physical address of our business or site headquarters.
Monitor third-party email marketing services for compliance, if one is used.
Honor opt-out/unsubscribe requests quickly.
Allow users to unsubscribe by using the link at the bottom of each email.
Your Rights as a Vermont Resident
We do not share nonpublic personal financial information we collect about Vermont residents to non-affiliated third parties except for our everyday business purposes or as otherwise permitted by law. If you wish to revoke any authorization to share your nonpublic personal financial information, which you have provided to us by entering into our Customer Agreement, please contact us at firstname.lastname@example.org. Please note: We will not be able to provide you with services without the ability to share this financial information.
If you prefer not to receive information from us or would like to update or change your personal information or preferences, please follow the instructions below. If you do not want to receive any e-mail from us in the future, click the “unsubscribe” reference in any e-mail we send you and we will promptly remove you from ALL correspondence.
If you have any questions regarding this Privacy Statement, comments or suggestions about the System, our Services, or Cambridge Wealth Management, please contact us by mail, telephone, or e-mail, as follows:please contact us at:
Hours of Operation: 8:30 A.M. - 5 P.M. EST
5 Washington Street
Cambridge, NY 12816
1 Nonpublic personal information means personally identifiable financial information and any list, description or other grouping of consumers that is derived using any personally identifiable financial information that is not publicly available.